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Terms of Service

Last Updated: January 2026

Welcome to TopTrust Global Resources. By using our website, products, and services, you agree to comply with and be bound by the following terms and conditions. Please read these Terms of Service carefully before using our services.

1. Acceptance of Terms

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you have the legal capacity to enter into a binding agreement.

3. Product Information and Pricing

Product Descriptions

We strive to provide accurate product descriptions and images. However, we do not warrant that product descriptions or other content are error-free. If a product does not match its description, your sole remedy is to return it in accordance with our Return Policy.

Pricing

All prices are in Nigerian Naira (₦) and are subject to change without notice. We reserve the right to modify or discontinue products at any time. In the event of a pricing error, we reserve the right to cancel or refuse orders placed at the incorrect price.

4. Orders and Payment

Order Acceptance

We reserve the right to refuse or cancel any order for any reason, including product availability, pricing errors, or suspected fraud. We will notify you if your order is canceled and issue a refund if payment has been processed.

Payment Terms

  • Full payment is required for outright purchases
  • PayGo options require initial deposit and scheduled payments
  • Late payments may result in service suspension or additional fees
  • All payments are non-refundable except as provided in our Return Policy

5. Shipping and Delivery

  • We ship to addresses within Nigeria
  • Delivery times are estimates and not guaranteed
  • Risk of loss passes to you upon delivery
  • You are responsible for providing accurate shipping information

6. Intellectual Property

All content on our website, including text, images, logos, and designs, is the property of TopTrust Global Resources and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute our content without prior written permission.

7. User Accounts

If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

8. User Conduct

You agree not to:

  • Use our services for illegal purposes
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our services
  • Submit false or misleading information
  • Harass or abuse our staff or other users

9. Warranty Disclaimer

Our products and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that our products will meet your requirements or that our services will be uninterrupted or error-free.

10. Limitation of Liability

To the maximum extent permitted by law, TopTrust Global Resources shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data loss, or business interruption. Our total liability shall not exceed the amount you paid for the product or service in question.

11. Indemnification

You agree to indemnify and hold TopTrust Global Resources harmless from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these terms.

12. Governing Law

These terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes shall be resolved in the courts of Nigeria.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting. Your continued use of our services constitutes acceptance of the modified terms.

14. Contact Information

For questions about these Terms of Service, please contact us: